Comparison
CertRent vs Boom: which rent-reporting option is right for you?
Boom is a dedicated rent-reporting service: it reports your rent to all three credit bureaus, bank-verified, including a lookback on past rent. CertRent is a broader verified-renter-profile platform where rent reporting is one feature, not the whole product. Here's the honest breakdown.
| CertRent | Boom | |
|---|---|---|
| What it is | A verified renter profile + rent-history platform | A dedicated rent-reporting service |
| How you get verified | One bank connection powers your whole profile | Bank connection, for reporting only |
| Bureaus reported to | Tri-bureau (planned, not yet live) | All three (Equifax, Experian, TransUnion) |
| Bank-verified | Yes, via Plaid (at launch) | Yes |
| Reports past rent (lookback) | No | Yes, as a paid add-on |
| Downloadable, QR-verified rent certificate | Yes (at launch) | No |
| Ownership-checked landlord references | Yes, against official public records (at launch) | No — not part of the product |
| Document templates | 100+ free templates across 4 markets | No |
| "Who owns my building" lookup | Yes, all 4 markets (free basic lookup) | No |
| Shareable profile a landlord can view | Yes — the core product (opens at launch; waitlist now) | No — reporting only shows up on your credit file |
Competitor details checked 2026-09-24 against their own public websites. Features and prices change, so confirm on their site before you sign up. CertRent accounts are waitlist-only for now: verified profiles, bank verification and rent certificates open at launch, and rent reporting is planned. Guides, templates and building lookups are free today.
When Boom makes sense
If rent reporting to all three bureaus right now, including your past rent history, is the whole thing you want, Boom does exactly that and does it well — the lookback especially is a genuine feature CertRent doesn't offer. If you're specifically trying to build a thin credit file and are willing to pay for the lookback, it's worth a look.
Where CertRent is the better fit
CertRent isn't just a reporting pipe — it's a portable, verified record of you as a tenant that a landlord can view before you sign a lease. Once accounts open (waitlist now), one bank connection is designed to build a shareable profile, a downloadable rent certificate, and references checked against real ownership records — none of which a pure reporting service provides.
You can use both: Boom (or a similar service) for tri-bureau reporting with a lookback, and CertRent as the profile you hand to your next landlord.